Middle Market Equipment Financing

Strategic capital for established companies, supporting equipment investments with transaction sizes from $500,000 to $5MM.

Material equipment investments require more than access to capital. They require financing that aligns with business strategy, operational timelines, and long-term financial objectives.

Overview

Strategic capital for established companies

AFG provides commercial equipment financing solutions designed specifically for middle market companies. Our program supports organizations investing in equipment, infrastructure, and operational capacity through flexible financing solutions. We provide financing for new and used equipment, with up to 100% financing available, supported by risk-based pricing and disciplined underwriting.

The result is a pragmatic, well-structured equipment financing approach that preserves liquidity, supports growth initiatives, and maintains balance-sheet flexibility.

Program Value & Structure

Program Overview

Middle Market Equipment Financing

Transaction Size

From $500K up to $5MM

Term Length

From 24 to 96 months

Financing Coverage

100% financing available

Equipment Types

New & used equipment eligible

Soft Costs

Maintenance, delivery, etc. included

Pricing

Risk-based pricing starting at LTS + 250

AFG delivers institutional-grade underwriting combined with relationship-driven service.

Available Structures

Ability to finance individual assets or comprehensive equipment packages.

Operating & capital leases

Equipment lines of credit

Term loans, sale & leaseback

Progress/project financing

Borrower Profile

Who We Serve


Among common business financing options for middle market companies, equipment financing stands apart. This program is designed for organizations that approach equipment investment as a strategic decision, including:

Expansion & Growth

Established companies investing in expansion, modernization, orefficiency initiatives

Recurring Purchases

Businesses executing recurring or programmatic equipment purchases

Multi-Location

Multi-location or multi-division operators standardizing assets across operations

Capital Efficiency

Executive and finance teams prioritizing predictable payment structures and capital efficiency

Scale Partner

Organizations seeking a financing partner comfortable operating at scale

Industries

Industries We Work With

Our experience spans industries where equipment decisions directly influence productivity, compliance, and long-term performance through disciplined mid-market business financing.

Agriculture

Agriculture

Construction

Construction

Federal

Federal

Food Processing

Food Processing

Healthcare

Healthcare

Manufacturing

Manufacturing

Municipal

Municipal

Technology

Technology

Tow Truck

Tow Truck

Transportation

Transportation

Coffee & Beverage

Coffee & Beverage

Franchise

Franchise

Success Stories

Case Studies

Agriculture

$766,910

Poultry Processing Company

Eviscerator, Vent Cutter, Opener, Oil Sac Cutter

Construction

$2,278,000

Marine Infrastructure Contractor

New Liebherr LR 1250.1 Crane

Food Processing

$1.2 million

Snack Food Manufacturer

Complete Packaging Line

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Let’s Connect

Middle market transactions begin with a focused discussion around the equipment, investment objectives, and capital considerations. From there, our team structures a middle market equipment financing solution aligned with your organization's p0riorities and long-term strategy.

Connect with our team to discuss your next equipment investment and explore financing options designed for your company.