Financing for the Construction Industry

Flexible capital for construction equipment finance, including heavy machinery, fleet expansion, and jobsite needs.

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$50MM+

Max Transaction

100%

Financing Available

96mo

Max Term Length

What We Offer

Construction Equipment Finance Solutions

Whether you're expanding your fleet or simply upgrading aging equipment, AFG offers fast, flexible financing built for the construction industry. We deliver structured construction equipment finance solutions that empower you to acquire essential assets without tying up cash or overleveraging working capital. Our construction equipment financing solutions offer youthe confidence to bid competitively, scale operations, and grow sustainably.

We offer multiple focused financing solutions designed around the realities of your jobsite operations, revenue cycles, and equipment lifespans:

Structures:

  • Operating and capital leases
  • Lines of credit for equipment
  • Term loans, sale, and lease back
  • Progress and project financing

Program Overview

Construction Industry Financing

Application Only

Up to $500K

Larger Transactions Available

Up to $50MM+

Term Length

24 to 96 months

Financing Coverage

Up to 100%

Equipment Types

New & Used

Soft Costs

Included (maintenance, delivery, etc.)

Additional Benefits

  • Experienced underwriting team

  • Flexible project-based structures

  • Construction industry expertise

  • Multiple programs available

Financing Programs

Construction Financing Programs

Up to $500K

No tax returns or financial statements required.

Application only financing is ideal for contractors and construction business owners managing multiple projects or responding to changes in scope of work. You can receive up to $500,000 with fast turnaround times, so you can secure funding and get back to work.

Up to $50MM+

Institutional-level capital for large-scale projects.

For larger purchases, complex equipment needs, or major contracts, AFG delivers commercial financing structures up to $50MM+. With flexible capital, our solutions are designed to scale with your long-term growth. A full financial review is required.

Up to $2MM

Unrestricted capital to keep operations moving.

Receive up to $2MM of unrestricted capital through a working capital loan to cover payroll, purchase materials, and handle any unforeseen financial impacts on your project. Reduces reliance on internal reserves and helps prevent operational slowdowns.

Equipment

Construction & Industrial Equipment We Finance

Construction equipment financing covers a wide range of assets essential to modern jobsite operations. We provide financing for equipment, including:

Fabrication tools such as plasma cutters, laser cutters, saws, etc.

Material handling machinery, such as forklifts, conveyors, and racking systems

Cranes

Heavy-duty trucks

Automation systems, CNC lathes, milling machines, etc.

Specialized production equipment

Earthmoving equipment

This isn't all, and our construction equipment finance support isn't limited to traditional machinery. Modern construction operations often rely on new or technology-driven systems. If you need critical equipment without disrupting cash flow or delaying your project, AFG can show you the next steps.

Case Studies

Construction Financing In Action

AFG provided construction equipment financing solutions to help a business overcome operational roadblocks and keep its projects moving smoothly.

DitchWitch AT120

$1,154,298

Directional Drilling Company

DitchWitch AT120

2025 WIRTGEN W200FI

$378,500

Asphalt Contractor

2025 WIRTGEN W200FI

New Liebherr LR 1250.1 Crane

$2,278,000

Marine Infrastructure Contractor

New Liebherr LR 1250.1 Crane

FAQs

Common Questions

Get Started

With access to capital, you don't have to delay work or decline contracts.

Ready to finance your next construction equipment investment?

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