Equipment ROI Calculator

Compare financing vs. cash purchase. See how equipment financing preserves capital and accelerates your return on investment.

New annual revenue this equipment will generate, expressed as a % of its cost

$10,000

Finance Option
Initial Outlay$10,000
Monthly Payment-$1,761
Monthly Revenue+$2,083
Net Monthly Cash Flow$322
Breakeven32 months
5-Year ROI93%
Total Annual Benefits$25,000
Cash Purchase
Initial Outlay$100,000
Opportunity Cost (8%/yr)-$667/mo
Monthly Revenue+$2,083
Net Monthly Cash Flow$1,417
Breakeven71 months
5-Year ROI-15%

Cumulative Cash Flow Projection

6mo30mo60mo$-105k$-70k$-35k$0k$35k
  • Finance
  • Cash Purchase

Annual Benefits Breakdown

$7k$26kRevenueIncrease

Total 5-Year ROI with Financing

93%

*Estimates for illustration only. Actual results depend on market conditions and business performance.

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