Financing for the Coffee Industry

Flexible capital for coffee equipment, including roasting, brewing, and packaging systems.

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$50MM+

Max Transaction

100%

Financing Available

96mo

Max Term Length

What We Offer

Coffee finance solutions for every stage

Coffee businesses seeking to acquire, upgrade, or scale essential equipment without disrupting day-to-day operations require working capital to do so. Financing your equipment and business essentials enables you to modernize your infrastructure while maintaining operational flexibility. Alliance Funding Group delivers coffee finance solutions to support your needs across organizational sizes and operational stages, from startup cafés to established commercial roasting operations.

Modern coffee businesses depend on a wide range of equipment every day. Coffee finance helps your business drive consistency, efficiency, and scalability. AFG provides several coffee focused financing programs designed around your current operational requirements and revenue cycles. Our options allow coffee businesses to enhance equipment lifespans and support long term growth strategies.

  • Operating and capital leases
  • Equipment lines of credit
  • Term loans and sale-leaseback options
  • Progress / project-based financing and $1 buyout structures

Program STRUCTURE

Application Only

Up to $500K

Larger Transactions Available

Up to $50MM+

Term Length

24 to 96 months

Financing Coverage

Up to 100%

Equipment Types

New & Used

Soft Costs

Delivery, setup, maintenance, etc. included

AFG provides coffee focused financing programs designed around your current operational requirements and revenue cycles.

Financing Programs

Coffee Financing Programs

Up to $500K

Fewer documentation requirements and an accelerated pathway to approval.

Application Only financing gives your coffee business up to $500,000 in funds for immediate equipment and operational demands. This option has fewer documentation requirements and an accelerated pathway to approval. You can leverage this coffee finance option to maintain momentum in your business and address time-sensitive needs.

Up to $50MM+

Institutional-level financing for complex expansion and growth plans.

AFG's commercial and middle market solutions will support complex coffee shop equipment finance needs, expansion efforts, and long term growth plans. We provide up to $50MM+ for companies transitioning towards institutional capital structures and more sophisticated financing strategies. A full financial review is required to reinforce alignment with mature, growth oriented coffee businesses.

Up to $2MM+

Support payroll, inventory, consumables, and unexpected operational expenses.

Working Capital loans support the operational backbone of your coffee businesses. You can acquire up to $2MM to apply towards your payroll, inventory, consumables, equipment servicing, and other unplanned expenses.

Equipment

Coffee & Industrial Equipment We Finance

Financing supports a broad range of coffee specific and industrial equipment. This list represents common equipment categories only and is not reflective of everything you may want to purchase. AFG's financing extends to advanced coffee production technologies and core facility equipment.

Commercial drum roasters and fluid bed roasting systems

Coffee loaders, destoners, and silos

Industrial coffee grinders and dosing systems

Espresso machines with various controls and configurations

Automated brewing systems

Coffee packaging lines, form-fill-seal machines, and nitrogen flush systems

Labeling, weighing, and sealing equipment

Conveyors, augers, and material handling systems

Air filtration, ventilation, and smoke mitigation systems

Water treatment, filtration, and reverse osmosis systems

Refrigeration units and climate controlled storage

POS hardware

FAQs

Common Questions

Get Started

Ready to finance your

coffee equipment?

AFG is ready to help you get started with your next equipment purchase and to get you to your operational

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