Make an informed decision with our side-by-side analysis including tax implications, total cost of ownership, and personalized recommendations.
$15,000
Pros: Lower payments, fully deductible (FMV/operating leases), upgrade flexibility
Cons: No ownership, mileage/usage limits
Pros: Ownership, Section 179 + 100% bonus depreciation (2026), equity
Cons: Higher payments, depreciation risk
* Includes tax savings applied proportionally. Buy option includes residual value at end.
Based on your inputs, you could save
$11,664
by choosing to lease
*Estimates only. Buy-side tax savings reflect 2026 federal first-year deduction rules: Section 179 expense election (up to $2,560,000, phasing out above $4,090,000) plus 100% bonus depreciation on remaining basis (per OBBBA, July 2025). Lease deductibility assumes a true tax / FMV operating lease. Residual value assumes the asset is resold at end of term. Rates, terms, eligibility, and tax outcomes vary by entity type, jurisdiction, and asset use. Consult a tax professional.
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